Wednesday, 22 March 2017

Cash or Cashless: Moulding Slow


In the end of the last year everyone in the country had to face certain difficulties post-demonetisation as within no time, there made a statement by our PM Narindera Modi of using 500 and 1000 notes was not legal, on 9 Nov,2016. Almost 86% of the currency of the country was drawn out and whole economy was managing to survive. This was done to stash out black money and to increase transparency. It could be seen that it was the first step by the government to make people user friendly to adhere to the digital transactions. It proved to be right also, almost 65% of the people used to make digital transactions in the November & December,as reported by survey. But were the people actually transforming themselves completely and ready to use digital platforms. It doesn't seem so. As soon as new currency notes were put back into the market by government, the percentage of respondents remain almost one fourth in the months of January and February. Even though there are some sectors like online shopping, tourism, food purchase where people are interested to pay online but on the whole they are not even enticed by the cashbacks the companies are providing. It can be seen that people need time to mould themselves.



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